/* Contact page – form card (breadcrumb in header-footer.css) */

.loan-form {
  width: 100%;
  max-width: 1140px;
  margin: -70px auto 0;
  position: relative;
  z-index: 5;
  background: var(--vc-white);
  border: 1px solid var(--vc-primary);
  border-radius: 14px;
  padding: 34px 40px 36px;
  box-shadow: 0 4px 18px rgba(26, 43, 86, 0.07);
  font-family: var(--vc-font);
}

.vc-page-form-wrap--after-section .loan-form {
  margin-top: 0;
}

.loan-form h3 {
  margin: 0 0 8px;
  text-align: center;
  font-family: var(--vc-heading);
  font-size: 21px;
  font-weight: 700;
  color: #000000;
  line-height: 1.35;
}

.loan-form > p {
  margin: 0 0 24px;
  text-align: center;
  font-size: 14px;
  color: var(--vc-text-muted);
  line-height: 1.5;
}

.loan-form .form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin-bottom: 16px;
}

.loan-form input[type="text"],
.loan-form input[type="email"],
.loan-form input[type="tel"] {
  width: 100%;
  padding: 11px 14px;
  border: 1px solid #e0e0e0;
  border-radius: 4px;
  font-family: var(--vc-font);
  font-size: 14px;
  outline: none;
}

.loan-form input:focus {
  border-color: var(--vc-primary);
}

.loan-form h4 {
  margin: 20px 0 10px;
  font-size: 15px;
  font-weight: 600;
}

.loan-form .radio-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px 16px;
}

.loan-form .radio-grid label {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  color: #444444;
  cursor: pointer;
}

.loan-form .agree {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  margin: 16px 0 6px;
  font-size: 13px;
  color: #555555;
  cursor: pointer;
}

.loan-form button[type="submit"] {
  width: 100%;
  margin-top: 12px;
  padding: 13px 20px;
  background: var(--vc-primary);
  color: var(--vc-white);
  border: none;
  border-radius: 4px;
  font-family: var(--vc-font);
  font-size: 15px;
  font-weight: 600;
  cursor: pointer;
}

.loan-form button[type="submit"]:hover {
  background: var(--vc-navy-dark);
}

@media (max-width: 768px) {
  .loan-form {
    margin-top: -48px;
    padding: 26px 18px 28px;
  }

  .loan-form .form-row,
  .loan-form .radio-grid {
    grid-template-columns: 1fr;
  }
}

.container {
  width: min(var(--vc-container), 100% - 30px);
  margin: 0 auto;
  padding: 0 var(--vc-gutter);
}

/* ===== Hero Banner ===== */
.hero-banner {
  background: linear-gradient(135deg, var(--vc-navy-dark) 0%, var(--vc-navy) 45%, #152a5e 100%);
  position: relative;
  overflow: hidden;
  padding: 50px 0 70px;
}

.hero-banner::before {
  content: "";
  position: absolute;
  inset: 0;
  background:
    radial-gradient(circle at 80% 50%, rgba(0, 102, 204, 0.15) 0%, transparent 50%),
    radial-gradient(circle at 20% 80%, rgba(14, 165, 233, 0.08) 0%, transparent 40%);
  pointer-events: none;
}

.hero-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  align-items: center;
  gap: 48px;
  position: relative;
  z-index: 1;
}

.hero-content h2 {
  font-family: var(--vc-heading);
  font-size: clamp(1.75rem, 3.5vw, 2.75rem);
  font-weight: 700;
  color: var(--vc-white);
  line-height: 1.25;
  margin: 0 0 16px;
}

.hero-content h2 span {
  color: #4dabf7;
}

.hero-content p {
  color: rgba(255, 255, 255, 0.82);
  font-size: 0.95rem;
  margin: 0 0 28px;
  max-width: 480px;
}

.hero-form {
  background: var(--vc-white);
  border-radius: 6px;
  padding: 24px;
  box-shadow: 0 8px 32px rgba(10, 31, 68, 0.12);
  max-width: 420px;
}

.hero-form h3 {
  font-family: var(--vc-heading);
  font-size: 1rem;
  font-weight: 700;
  color: var(--vc-navy);
  margin: 0 0 16px;
}

.form-group {
  margin-bottom: 14px;
}

.form-group input {
  width: 100%;
  padding: 12px 16px;
  border: 1px solid #e8edf5;
  border-radius: 4px;
  font-family: var(--vc-font);
  font-size: 0.875rem;
  color: #1a2b4a;
  outline: none;
  transition: border-color 0.2s ease;
}

.form-group input:focus {
  border-color: var(--vc-blue);
}

.form-group input::placeholder {
  color: #6b7a99;
}

.btn-submit {
  width: 100%;
  padding: 13px;
  background: var(--vc-navy);
  color: var(--vc-white);
  border: none;
  border-radius: 4px;
  font-family: var(--vc-font);
  font-size: 0.9rem;
  font-weight: 700;
  cursor: pointer;
  transition: background 0.2s ease;
  margin-top: 4px;
}

.btn-submit:hover {
  background: var(--vc-blue);
}

.hero-visual {
  display: flex;
  justify-content: center;
  align-items: center;
}

.hero-visual img {
  max-height: 420px;
  width: auto;
  object-fit: contain;
  filter: drop-shadow(0 20px 40px rgba(0, 0, 0, 0.35));
}

@media (max-width: 992px) {
  .hero-inner {
    grid-template-columns: 1fr;
    text-align: center;
  }

  .hero-content p {
    margin-left: auto;
    margin-right: auto;
  }

  .hero-form {
    margin: 0 auto;
  }

  .hero-visual {
    order: -1;
  }

  .hero-visual img {
    max-height: 280px;
  }
}